58 F.3d 1386 32 Fed.R.Serv.3d 1016, 95 Daily Journal D.A.R. 8582,Pens. Plan Guide P 23912N Dale A. CRULL and Theresa M. Crull, husband and wife,Plaintiffs-Appellants,v.GEM INSURANCE COMPANY, a Utah corporation, Defendant-Appellee. No. 94-15159. United States Court of Appeals,Ninth Circuit. Submitted* June 14, 1995.Decided June 29, 1995. Jan E. Cleator, Phoenix, AZ, for plaintiffs-appellants. Leslie A. […]