487 F.3d 660 Kenny J. WERDEHAUSEN; Anita Werdehausen, Plaintiffs-Appellants,v.BENICORP INSURANCE COMPANY, Defendant-Appellee. No. 06-2818. United States Court of Appeals, Eighth Circuit. Submitted: December 13, 2006. Filed: May 29, 2007. Branson L. Wood, III, argued, Hannibal, MO, for appellant. Andrew W. Hull, argued, Indianapolis, IN, for appellee. Before LOKEN, Chief Judge, JOHN R. GIBSON and MURPHY, […]