465 F.3d 296 Bruce OSBORNE, Plaintiff-Appellant,v.HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY, Defendant-Appellee. No. 05-5536. United States Court of Appeals, Sixth Circuit. Argued: March 14, 2006. Decided: and Filed October 3, 2006. ARGUED: Don L. Hearn, Jr., Glanker Brown, Memphis, Tennessee, for Appellant. David A. Thornton, Bass, Barry & SIMS, Memphis, Tennessee, for Appellee. ON BRIEF: […]