464 F.3d 450 Elizabeth BROWN, On Behalf of Herself and All Others Similarly Situated, formerly known as Elizabeth Schenck, Appellantv.CARD SERVICE CENTER; Cardholder Management Services. No. 05-4160. United States Court of Appeals, Third Circuit. Argued June 1, 2006. Filed September 29, 2006. Cary L. Flitter (Argued), Lundy, Flitter, Beldecos & Berger, P.C., Narberth, PA, David […]