445 F.3d 518 In re Robert Louis MARRAMA, Debtor.Robert Louis Marrama, Plaintiff, Appellant,v.Citizens Bank of Massachusetts, Defendant, Appellee. No. 05-1858. United States Court of Appeals, First Circuit. Heard December 8, 2005. Decided April 20, 2006. David G. Baker, for the appellant. Michael A. Wirtz, with whom Jack Mikels & Associates was on brief, for the […]