441 F.3d 872 Paul F. HOFER, Plaintiff-Appellant,v.UNUM LIFE INSURANCE COMPANY OF AMERICA, Defendant-Appellee. No. 04-3430. United States Court of Appeals, Tenth Circuit. March 17, 2006. COPYRIGHT MATERIAL OMITTED Richard T. Merker (James L. MowBray with him on the briefs), Wallace Saunders, Austin Brown & Enochs, Chartered, Overland Park, Kansas, for Plaintiff-Appellant. Morris J. Nunn (Jennifer […]