440 F.3d 850 In re: Dwight Nichols and Peggy NICHOLS, Debtors.Americredit Financial Services, Inc., Creditor-Appellant,v.Dwight Nichols and Peggy Nichols, Debtors-Appellees. No. 04-2107. United States Court of Appeals, Sixth Circuit. Argued: November 9, 2005. Decided and Filed: March 16, 2006. COPYRIGHT MATERIAL OMITTED ARGUED: S. Thomas Padgett, DeBrincat & Padgett, Farmington Hills, Michigan, for Appellant. Charles […]