440 F.3d 639 Vera CHAWLA, Trustee for Harald Giesinger Special Trust, Plaintiff-Appellant,v.TRANSAMERICA OCCIDENTAL LIFE INSURANCE COMPANY, Defendant-Appellee.League of Life and Health Insurers of Maryland; Massachusetts Mutual Life Insurance Company; Banner Life Insurance Company, Amici Supporting Appellee. No. 05-1160. United States Court of Appeals, Fourth Circuit. Argued: January 31, 2006. Decided: March 7, 2006. COPYRIGHT MATERIAL […]