419 F.3d 743 UNITED FIRE & CASUALTY INSURANCE COMPANY, Plaintiff-Appellee,v.Paul GARVEY, Defendant-Appellant,Fenton, L.L.C., Intervenor-Appellant. No. 04-1967. United States Court of Appeals, Eighth Circuit. Submitted: April 14, 2005. Filed: August 18, 2005. Mark T. McCloskey, argued, St. Louis, MO, for appellant. Robert W. Cockerham, argued, St. Louis, MO (T. Michael Ward, on the brief), for appellee. […]