414 F.3d 994 Alane KING, as Conservator and Natural Parent of Amber Lynn Schanus, Appellant,v.HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY, Appellee. No. 02-3934. United States Court of Appeals, Eighth Circuit. Submitted: September 15, 2004. Filed: July 22, 2005. COPYRIGHT MATERIAL OMITTED Thomas M. Neuville, argued, Northfield, MN, for appellant. Eric Tostrud, argued, Minneapolis, MN, for […]