40 F.3d 298 In re Ray Gordon DAVENPORT & Carolyn Jean Davenport, Debtors.WESTERN FARM CREDIT BANK; Sierra-Bay Federal Land BankAssociation, Appellants,v.Ray Gordon DAVENPORT; Carolyn Jean Davenport, Appellees. No. 93-15989. United States Court of Appeals,Ninth Circuit. Submitted Nov. 4, 1994.*Decided Nov. 4, 1994. Marsha D. Galinsky, Sheppard, Mullin, Richter & Hampton, Los Angeles, CA, for appellants. […]