392 F.3d 950 ALLSTATE INSURANCE COMPANY, Plaintiff-Appellant,v.John TOZER, Georgette Tozer, Lindsay Tozer, et al., Defendants-Appellees. No. 04-1220. United States Court of Appeals, Seventh Circuit. Argued November 9, 2004. Decided December 28, 2004. Larry L. Barnard (argued), Miller, Carson, Boxberger & Murphy, Fort Wayne, IN, for Plaintiff-Appellant. Jennifer R. Fitzwater, Wood, Touhy, Gleason, Mercer & Herrin, […]