• 369 F.3d ___

369 F.3d 412

369 F.3d 412 Neal S. SMITH, Plaintiff-Appellee,v.CONTINENTAL CASUALTY COMPANY, Defendant-Appellant.Neal S. Smith, Plaintiff-Appellee,v.Continental Casualty Company, Defendant-Appellant. No. 03-2105. No. 03-2435.…