366 F.3d 509 Deborah L. OLSON and Kevin M. Schultz, individually and on behalf of all others similarly situated, Plaintiffs-Appellants,v.RISK MANAGEMENT ALTERNATIVES, INC., Defendant-Appellee. No. 03-2848. No. 03-2850. United States Court of Appeals, Seventh Circuit. Argued January 15, 2004. Decided April 27, 2004. Rehearing and Rehearing En Banc Denied June 24, 2004. David J. Philipps […]