325 F.3d 939 WOLVERINE MUTUAL INSURANCE, Plaintiff-Appellee,v.Johnny VANCE, Dawn Vance, Johnny R. Tinsley (Vance), by and Through His Natural Parent and Guardian and Next Friend, Pamela TINSLEY, et al., Defendants-Appellants. No. 02-1877. United States Court of Appeals, Seventh Circuit. Argued December 3, 2002. Decided April 10, 2003. COPYRIGHT MATERIAL OMITTED James F. Groves, David E. […]