309 F.3d 551 The BANK OF AMERICA; Wells Fargo Bank N.A.; California Bankers Association, Plaintiffs-Appellees, andCalifornia Federal Bank, Plaintiff-Intervenor-Appellee,v.CITY AND COUNTY OF SAN FRANCISCO, et al., Defendants, andCity of Santa Monica; Pamela O’Connor, Mayor of the City of Santa Monica; Ken Genser, Mayor Pro Tempore of the City of Santa Monica; RichardBloom, Council Member; Michael […]