300 F.3d 1097 In re: Cynthia COHEN, Debtor.Robert P. Abele, Trustee/Movant, Appellant,v.Modern Financial Plans Services, Inc., Appellee. No. 01-16080. United States Court of Appeals, Ninth Circuit. Submitted* June 14, 2002. Filed August 20, 2002. COPYRIGHT MATERIAL OMITTED Terry A. Dake, Terry A. Dake, LTD., Phoenix, AZ, for appellant. Stanley M. Hammerman, Hammerman & Hultgren, P.C., […]