295 F.3d 565 Gerald PASCHAL, et al., Plaintiffs-Appellees,v.FLAGSTAR BANK, FSB, a Federal Savings Bank, f/k/a First Security Savings Bank, FSB, Defendant-Appellant. No. 00-1634. United States Court of Appeals, Sixth Circuit. Argued: March 19, 2002. Decided and Filed: July 17, 2002. COPYRIGHT MATERIAL OMITTED COPYRIGHT MATERIAL OMITTED COPYRIGHT MATERIAL OMITTED Stephen R. Tomkowiak (argued and briefed), […]