278 F.3d 867 In re: Martin J. MCALPIN, Debtor,Martin J. McAlpin, Appellant,v.Educational Credit Management Corporation, Appellee. No. 01-2798. United States Court of Appeals, Eighth Circuit. Submitted December 28, 2001. Decided January 28, 2002. Ian T. Ball, Faye Knowles, Jane S. Welch, Monica L. Clark, Minneapolis, MN, for appellant. Julie S. Swedback, Daniel S. Fisher, St. […]