212 F.3d 296 (5th Cir. 2000) J.R. RIDGLEY WYVILL Plaintiff/Appellee/Cross-Appellant,v.UNITED COMPANIES LIFE INSURANCE COMPANY; UNITED COMPANIES FINANCIAL CORPORATION, Defendants/Appellants/Cross-Appellees,UNITED COMPANIES LENDING CORPORATION, Appellant/Cross-Appellee.GERALD W. WALDROP, Plaintiff/Appellee/Cross-Appellant,v.UNITED COMPANIES FINANCIAL CORPORATION; UNITED COMPANIES MORTGAGE OF GEORGIA, Defendants/Appellants/Cross-Appellees,UNITED COMPANIES LENDING CORPORATION, Appellant/Cross-Appellee. No. 98-30287 UNITED STATES COURT OF APPEALS FOR THE FIFTH CIRCUIT May 31, 2000 [Copyrighted Material […]