190 F.3d 838 (7th Cir. 1999) MARDELL HOLLOWAY, as an heir of William Holloway; CAROLYN GILBERT, as an heir of Charles Jones II; CHARLES JONES, III, as an heir of Charles Jones, II, on their own and on behalf of all others similarly situated, Plaintiffs-Appellants,v.J.C. PENNEY LIFE INSURANCE COMPANY, Defendant-Appellee. No. 98-1762 United States Court […]